Welcome to the Civil Justice Blog

Welcome to the Civil Justice Blog.  The blog highlights current Maryland and/or federal law dealing with such topics as foreclosures, consumer rights, auto-fraud, and other related public interest issues.

Author: SuperUser Account Created: 5/6/2011 12:59 PM RssIcon
The blog highlights current Maryland and/or federal law dealing with such topics as foreclosures, consumer rights, auto-fray and other related public interest issues.

Financing College Education: Beware of Student Loan Debt Sticker Shock

By Civil Justice Network on 12/15/2014 1:54 PM
Applying to college can be exciting, but also presents a variety of challenges. For many Marylanders, financing the cost of a college education is the most significant among these. Fortunately, there are great tools available online to help students understand and plan for the cost of college. Here are some basic tips for navigating the sea of financial decisions associated with higher education and avoiding the student loan debt sticker shock that many recent graduates face. 1) Understand the Total Cost of Attendance Affordability is a key consideration in deciding what college to attend and what degree to pursue. However, the total cost of attendance can be a very tricky figure to nail down. A common misconception is that tuition alone is the cost of attendance. Generally, the total cost of attendance is defined as the sum of the school’s full tuition, room and board for the academic year (sometimes called the living expense), books, and all administrative fees. The total cost of attendance can vary widely... Read More » Comments (0)

The After Effects of Wall Street’s Investment Scheme

By Civil Justice Network on 5/9/2011 8:22 AM
Last month on behalf of a Maryland consumer facing foreclosure, Civil Justice filed an affirmative counterclaim concerning the modification and foreclosure practices of her servicer and purported owner of her loan.  This case, Bolling v. American Home Mortgage Servicing Inc., et al.,  presents an issue of first impression in Maryland (and maybe nationwide) that goes to the heart of the current housing crisis.  As many people now know, many of the loans subject to foreclosure for the last four years were pooled together into investment trusts by Wall Street professionals as another way to make profits with little or no risks.  These pools of loans are sometimes referred to as mortgage-backed securities (MBS) which the SEC defines as “debt obligations that represent claims to the cash flows from pools of mortgage loans, most commonly on residential property. Mortgage loans are purchased from banks,... Read More » Comments (0)

Welcome to the Civil Justice Blog

By Civil Justice Network on 5/6/2011 1:01 PM

Welcome to the Civil Justice blog.  Check back soon for new entries.

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