“Yo-Yo Sale” or “Spot Delivery.”

If you bought a car in Maryland and the dealer then told you that the financing fell through and you have to bring the car back and either agree to different financing or give the car back, please call Civil Justice, free of charge, at (410) 706-0174.  This is called a “yo-yo sale” or “spot delivery,” and it is a tactic that has been used by unscrupulous dealers to bait and switch customers into worse deals.  

Recently enacted Maryland legislation put a lot of restrictions on when and how a dealer can do this.  See Section 15-311.3 of the Transportation Article.  The dealer has to provide a certain notice when you purchase the car, for example.  If the dealer does not, but tries to take the car back or change the terms of the financing, you may have a cause of action to recover damages, as well as reasonable attorneys’ fees.  This makes it easier to find an attorney to handle your case without upfront cost to you. If you are interested in finding an attorney, Civil Justice can help. Call us at 410-706-0174 or fill out our online intake form here.   Things you can do to increase the chance of finding legal help include having a copy of the retail installment sales contract that you signed to purchase your car and copies of any correspondence or communication with the dealer.  

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