Direct Consolidation Loans - Federal Student Aid's website has information to help borrowers weigh pros and cons of consolidating their federal student loans into a Direct Consolidation Loan, which is now the only federal student loan consolidation program that the government offers. You will also find information about eligibility for a Direct Consolidation Loan, and instructions on how to apply for a Direct Consolidation Loan electronically or by mail.
Consolidation Loans - SLBA's article on loan consolidation provides information on both federal government consolidation loans and private consolidation loans. Among other material, the article explains how to apply for a Director Consolidation Loan and offers important tips on applying. It also has information for borrowers who have joint consolidation loans and want to know more about their rights and options.